Reporter Lexy Hyatt takes up the offer of her friend, 'The Admiral, ' to spend her vacation living on a lakeboat. Landlubber that she is, Lexy is skeptical until reassured that the boat is moored and under repair by a street-wise young woman named Charlie. Edgy about each other at first, the two come to trust and admire one another. All too soon the colorful characters Lexy befriends at the marina become suspects when a body is found floating in the lake. Lexy investigates, hoping to protect and clear her new-found community, but her belief in their innocence in sorely challenged when she discovers that Charlie is hiding the murder weapon, and that the victim was exploiting illegal Hispanic workers.